Karen Alvarenga
Mortgage Broker -Based in Calgary
Licensed in Alberta and Ontario
Service in English and Spanish
More than mortgages - it's about peace of mind
With over 16 years in the financial industry, I’ve seen how the right strategy can change lives.
As a licensed mortgage broker in Alberta and Ontario, my mission is to help you find clarity, confidence, and balance in one of the most important financial decisions of your life — your home.
For me, it’s not just about rates or products — it’s about the peace of mind that comes from knowing you’re making the right move for your family and your future.
Services
1
Purchases
Buying a home is one of life’s biggest milestones.
I’ll guide you through the process from pre-approval to keys in hand — helping you understand your numbers, explore your options, and feel confident every step of the way.
Renewals & Refinance
When it’s time to renew or refinance, it’s the perfect moment to reassess your goals.
Whether you want to consolidate debt, renovate your home, or tap into your equity, I’ll help you find a strategy that fits your financial peace of mind.
3
Settling into a new country is exciting — and your first home here should be too.
Even without long credit history or employment tenure, there are mortgage solutions designed for newcomers.
Let’s find the path that gets you approved with confidence.
4
Rentals
Looking to invest or buy a rental property?
I’ll help you understand how lenders calculate rental income, down-payment requirements, and the best financing options to grow your portfolio strategically.
New to Canada
2
Let’s Talk About Your Mortgage Goals
Whether you’re buying your first home, refinancing, or exploring your options, I’m here to help you find clarity and confidence every step of the way.